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Do Home Warranties Cover Mold?

Understanding Home Warranties and Mold Coverage

Home warranties are service contracts that cover the repair or replacement of major home systems and appliances.

While they offer peace of mind to homeowners, understanding their coverage, limitations, and exclusions, especially concerning mold-related issues, is crucial.

Home Warranty Basics

Home warranties typically cover systems like HVAC, plumbing, electrical, and appliances such as refrigerators, dishwashers, and washers.

However, coverage for mold issues varies widely among providers and plans.

Exclusion or limitation of mold remediation may prompt homeowners to seek additional coverage or alternative solutions.

Mold Coverage Limitations for Home Warranties 

Many home warranty companies exclude mold remediation from their standard coverage due to the complexity and potential cost of mold-related claims.

Even if a covered issue like plumbing leaks or HVAC malfunctions causes mold, homeowners may still face significant expenses.

Mold growth requires moisture and thrives in damp environments.

Prevent mold by promptly addressing leaks and controlling indoor humidity levels.

Additional Considerations and Alternatives

Homeowners should carefully review their home warranty contracts to understand mold coverage limitations, exclusions, and claim procedures.

Homeowners may consider purchasing supplemental mold coverage or standalone mold insurance policies if remediation coverage is insufficient.

Maintaining a proactive approach to home maintenance, including promptly addressing moisture issues and conducting regular inspections, prevents mold.

Mold Prevention and Home Warranties

Home warranties cover home systems and appliances but typically exclude mold remediation due to complexity and cost factors involved.

Coverage for mold-related issues varies among providers and plans, often requiring homeowners to purchase additional coverage or seek alternatives.

Homeowners should review their contracts carefully to understand mold coverage limitations, exclusions, and claim procedures outlined in the agreement.

To prevent mold growth, homeowners should prioritize regular maintenance and proactive measures such as controlling indoor humidity levels.

If your home is already dealing with a mold infestation of any kind, contact our team with ASAP Restoration today!